Under 5/24 and will stay that way, suggestions?

a year ago by iopq to c/churning

I'm asking for suggestions for someone who doesn't open more than 4 personal cards every two years.

I have a lot of Chase cards already and can't do CSR/CSP bonus so maybe it's time to branch out to the biggest bonuses? Don't have to limit myself to Chase cards

triptrapper 2 points a year ago

What are you looking to get out of the cards? Points, miles, ongoing rewards from everyday spending? I usually check Doctor of Credit every month for ideas. I like the Bank of America bonus, which includes a credit for Global Entry. If you travel, the Chase Southwest cards have a 100,000 point intro bonus right now and it's highly churnable. I've been on 20+ trips on Southwest points alone.

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iopq 1 point a year ago

Sorry, I forgot to say. I'm looking for travel benefits, but so far the hotels are not super attractive since I tend to stay in cheaper ones

So let's go maximum miles route. Above like 2K-3K over 3 months spend I know how to MS at 3%, haven't researched better ways

I don't fly southwest much and the CSP just got me the global entry perk recently so it's not a consideration

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triptrapper 1 point a year ago

You stay in cheaper hotels on purpose? I've churned Chase IHG cards several times, and sometimes the intro bonuses are insane, like enough points for 7 nights. Aside from the cards I mentioned, I don't know much about airline cards. Delta bonuses can be pretty good but the miles don't go nearly as far as Southwest. But yeah, Doctor of Credit is a great resource regardless.

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iopq 2 points a year ago

I stay in them because they are closer to where I want to go in city. Usually the Mariotts are closer to the center and that's not always where I want to go

IHG might work

Edit: I just went ahead and applied for the IHG card, thanks

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iopq 1 point 3 months ago

Hey, I am looking for another travel credit card. I found out that paying taxes is only 1.75% fee so technically it's profitable to go for the bigger bonuses

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