I recently got a deal on Star Wars Outlaws (20 dollars) on Disk and Mario Kart World (80 dollars) on Cartridge if I bought them together.
The disk installation took an hour, there was a 20GB patch included, it asked for the 2nd disk which failed to install as something from the first disk was incomplete I guess. The work around was to wipe the installation and re-download it from the online store - with the disk only providing proof of purchase after the fact.
The Nintendo cartridge worked immediately with no issue.
¯\_(ツ)_/¯
Has that been true in the last decade? These days discs are basically just a license code to download the game.
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