Concrete and metal can not withstand the temperature fluctuations in the United States, that's why wood is used. If you take concrete from -10C to 40C, its going to crack and fail after a few years.

The problem is that the wood has gotten significantly more cheap over the years. But if you've seen actual wood houses, its absurd how they last centuries while concrete weathers and turns to dust, and metal corrodes.

Further, wood stands up just as well as brick and concrete do in the face of tornados and earthquakes... In that they don't. They all collapse. the foundations are made with brick or concrete but its cheaper to rebuild the top if its wood then another material. You're not saving your house if it gets hit with a tornado.

Also concrete requires steel supports in order to be load bearing, which is again very expensive. If you don't put structural steel in the concrete, then you've created a death trap.