I use always for online payments - super convenient. Recently started using it for self-checkouts at grocery shops - unfortunately much less convenient than card: i need to take out phone, confirm transaction, write my pin compared to pay with apple wallet with faceid its much slower. There is also blik contactless for android phones but it’s developed with mastercard.

Yes - it’s blik contactless which was developed with Mastercard - it’s sometimes visible on receipts. but perhaps wide adoption might motivate Blik to develop their own system without USians.

Sound like a cool idea! I will definitely look into esg funds. The migration to european fund provider was also something I was planning to do.

Yes this is super important to use these accounts!! My stocks are bought with it, but I am still able to choose from multiple ETFs here :)

Thank you for this insight, very informative! Will definitely check it out.

It’s more expensive than flying with transfer in Middle East but comparable to other direct flights. Polish LOT flies to Japan through Middle East but comes back to Warsaw through North Pole.

Thanks, it’s hard to predict anything these days. I can postpone the trip if the prices rise due to fuel shortage or something happening on Russia Finland border, I was expecting some general tips😇