Not sure how much use it would get but i wouldn't mind catching a train from welly to napier instead of driving

I'd say there will definitely be people struggling soon but how much, hard to say. Too early to call it but if I couldn't handle the current rates I'd be talking to my bank early.

Tbh, I wouldn't trust the banks to be honest on this one, it would scare away customers.

I saw on interest.co.nz that there are still lots of people on 3-4% who will roll onto ~7% in the next 6 months.

It's definitely not straight forward doom and gloom but one to watch.

Yikes

I get at least half a dozen per week, i forward them all to DIA on 7726

We got a heat pump dryer from trade depot after the first lockdown. Gets daily use and still going strong.

https://tradedepot.co.nz/...

It's made by Midea, one of the largest appliance manufacturers in the world. Trade depot can be a bit sketch, esp with warranty i hear so YMMV.