I've linked my debit card for auto-pay but I manually pay with my credit card before the due date and by doing so I get the auto-pay discount and as well as the credit card cashback.

Care to share some tips for someone that's new to Mastodon? I've made an account but I've got nobody to follow on there and trying to discover new people seems fruitless because of how different the search on Mastodon is.

It is!

Hadn't thought about that. Thanks for the suggestion!