Yeah same. I'd be really interested to know what the cost of cash is, my guess is more than 1.5% with the extra effort needing to be put into banking, slower transactions, mistakes and fake notes. Seems like most businesses are just assuming laziness of their customers just wanting to tap.

That's the nice thing about open banking is that now the banks are providing a read only API for 3rd parties that you've explicitly authorised the token for and can revoke at any time. Of course everything has potential security issues, but this is really more about privacy I think. You're sharing your financial transactions with that 3rd party. They have obligations under the open banking rules, but it's still an extra copy of your records sitting somewhere. But the upshot is potentially pretty big if you have multiple accounts, being able to see it all in one place.

So beach front property then!

The amount of smoke good wok cooking makes, you're very off outside anyway.

It's not quite that open sadly. To be a 3rd party, you need to be registered with the government (I forget the exact org) and comply with various rules and requirements.

This is Blackadder erasure and I won't stand for it.

Congestion charges are better

Fair.